September 22, 2025 at 15:30
An event dedicated to those who want to make the right financial decisions, save effectively, and invest for a more secure future.
We discuss the importance of developing healthy saving habits, access to financial instruments tailored to different needs and risk profiles, and the measures needed to support individual and collective well-being.The first panel will address practical solutions for increasing revenues and ensuring long-term
financial stability through dialogue between authorities, companies, and experts.
The panels will discuss financial education as a key element in developing a solid financial culture, its integration into schools, and the role of authorities and companies in this endeavor.
A second panel will explore insurance market trends, service digitization, and legislative challenges, as well as the importance
of increasing coverage among the population and companies.
Representatives of the Financial Supervisory Authority (ASF), major players in the insurance industry, and public policy experts will participate.
Newsweek Romania has organized nine editions of this event so far. The latest edition in 2024 was watched online by over 203,000 people and can be viewed here.
In a context marked by persistent inflation, geopolitical instability, and changing tax regimes, Romanians are forced to make increasingly informed financial decisions. How can we learn to save effectively, protect our families, and invest responsibly?
What does developing healthy saving habits involve?
How do we adapt financial education to different risk profiles?
What role does digitization play in accessing financial products?
What responsibility do the state, industry, and schools have in this process?
Speakers: Paul Dumitru, Cătălin Câmpeanu, Ștefan Musgociu
Market conditions, climate risks, digitalization, and public-private collaboration
The Romanian insurance market is undergoing a period of profound transformation. With one of the lowest penetration rates in the European Union and a low appetite for financial protection, Romania remains vulnerable to systemic, climatic, economic, and social risks. At the same time, climate challenges are becoming a constant: storms, floods, and fires are causing record damage, and pressure on insurance companies is mounting. Digitalization, insurtech, and new technologies can offer solutions, but they must be supported by financial education and effective regulations.
Context and key challenges
Underpenetration, mistrust, systemic risks – why does Romania remain vulnerable?
Climate risks and the role of insurance in prevention
How do home insurance policies work in the context of climate change?
What can the state do to support a functional disaster insurance system?
Technology and accessibility
What technological solutions can expand access to and trust in insurance products?
Example: microinsurance, digital solutions, public-private partnerships.
How do we change perceptions: from "insurance = cost" to "insurance = investment"?
The role of financial education – with examples of campaigns and UNSAR initiatives
What can be included in school curricula or awareness campaigns?
Public-private partnership models for a more resilient Romania
Which models work in other countries and can be adapted?
How can the insurance industry help reduce pressure on the state budget?
Speakers: Alexandr Ciuncan, Dorel Duță, Florin Golovatic
